You can send money on PhoePe using the bank account number only. If you have a beneficiary account number only then you can use his/her account number and transfer money on PhonePe. You don’t need to ask UPI ID, UPI number or mobile number.
Here we will guide you step by step on how to transfer money on PhonePe using a bank account number. You can also verify the account holder’s name before transferring money to his/her account.
Send Money Using Bank Account Number on PhonePe
(Step 1) Open the PhonePe Application and login into your account. After login, tap on the “To Bank/UPI ID” option in the money transfers section.
(Step 2) Next screen tap on the “ADD NEW BANK ACCOUNT” option.
(Step 3) Next screen select the beneficiary bank from the list.
(Step 4) Now enter the beneficiary account number and tap on the next button. (You don’t need to enter the IFSC code and it will automatically selected for the bank account.)
(Step 5) Once you enter the beneficiary account and summit, on the next screen you can see the account holder’s name. If the account holder’s name is correct then proceed to pay the money.
(Step 6) Next screen enter the amount you want to transfer and select your debit bank account and tap on the Pay button.
(Step 7) Next screen enter the UPI PIN and complete the transaction.
(Step 8) Done! You have successfully sent money to the bank account using the account number.
Now this bank account successfully added as a beneficiary and saved in your PhonePe. So next time, if you want to transfer money to this bank account, you don’t need to enter beneficiary account details again, just select saved beneficiary account and transfer the money.
So this way you can send money on PhonePe using a bank account number. You can also share your bank account number to receive money on the PhonePe app.
Next time if you want to send money to your family and friends bank account, just use account number option and send money without UPI DI or UPI number.