Enabling “full transaction rights” in your Bank of India (BOI) Net Banking account is essential for making the most of your online banking experience. With full transaction rights activated, you can access services like fund transfers (NEFT, RTGS, and IMPS), online bill payments, and much more without restrictions. This step is particularly crucial if you want to enjoy uninterrupted online financial transactions.
If you’ve just set up your BOI Net Banking account and noticed transaction limitations, don’t worry! This guide explains how to quickly enable full transaction rights and unlock the complete functionality of your account.
Enable “Full Transaction Rights” in BOI Net Banking
Bank of India (BOI) latest net banking version is now available for customers. You can use your Debit card to activate the net banking facility for your account. You can transfer money using NEFT, IMPS, and RTGS, manage your debit card and profile, view account balance and statement, and many more digital banking services available on BOI net banking.
If your BOI net banking is set for view only transaction rights then follow these steps and enable full transactions rights for your account:-
Step 1: Log in to Your BOI Net Banking Account
Go to the official BOI Net Banking website and log in using your “User ID” and “Login Password”. Once logged in, locate the Profile section on the home screen and click on it.
Step 2: Open the “Manage Transaction Rights” Option
Under the Profile section, look for the “Manage Transaction Rights” option and click on it to proceed.
Step 3: Select the “Debit Card” Option for Authentication
To continue, you’ll need to choose the “Debit Card” authentication option. Keep in mind that an active BOI debit card is mandatory for enabling transaction rights.
Step 4: Enter Your Debit Card Details
Provide the required details, including your “ATM Debit Card Number,” “Expiry Date” (month and year), and “ATM PIN”. After entering this information, click on “Submit” to validate your card.
Step 5: Confirm Debit Card Verification
Once your debit card details are successfully verified, you’ll see a confirmation message. Click “OK” to proceed further.
Step 6: Enable “Mobile OTP” for Two-Factor Authentication
In the next step, select the “Mobile OTP” option as your preferred method for two-factor authentication. After choosing this option, click “Save Changes” to finalize the process.
Step 7: Success! Full Transaction Rights Activated
Congratulations! You’ve successfully enabled “full transaction rights” for your Bank of India Net Banking account. You can now perform secure and unrestricted online transactions with ease.
Why Enable “Full Transaction Rights”?
Enabling “Full Transaction Rights” in net banking gives you complete online control of your finances. You can freely transfer funds, pay bills, shop online, manage investments, and handle account tasks without visiting a bank. While convenient, it’s vital to use strong passwords, beware of phishing, use secure devices, and enable two-factor authentication for maximum security.
You can enable/disable full transaction rights for Bank of India (BOI) Net banking anytime by selecting the manage transaction rights option. If you don’t want to use net banking for fund transfer and other services then you can keep view only rights to check your balance and statement only.