Forgot Bank of India (BOI) Net Banking M-PIN? Solution Here

Managing your finances online has never been easier, thanks to the Bank of India (BOI) and its user-friendly Omni Neo net banking facility. A critical element of secure online banking is your MPIN (Mobile Personal Identification Number), which is required for logging into net banking and authenticating transactions. If you’ve forgotten your MPIN, don’t worry—you can reset it quickly and securely.

In this guide, we’ll explain the detailed steps to recover your BOI MPIN using either a debit card or your Internet banking credentials. Follow these instructions to regain seamless access to your account.

How to Reset Your BOI Net Banking MPIN

All you need to do is use your Debit Card details OR Net Banking login password to create a new MPIN for your net banking and mobile banking account. You can use this MPIN to login to your net banking and moble banking account.

Step 1: Open the BOI Omni Neo App

1. Launch the Omni Neo mobile banking app on your device. On the login screen, select the Forgot MPIN? option to start the recovery process.

Step 2: Select a Recovery Option

• You’ll be presented with two methods: Debit Card and Internet Banking. Choose Debit Card if you have it available. Otherwise, proceed with the Internet Banking option.

Step 3: Verify Your Debit Card Details (If Applicable)

1. If you opted for the Debit Card method, you’ll need to provide the following details:
   • Card Number
   • Card Expiry Date
   • ATM PIN
2. Tap Verify Card Details to continue.

Step 4: Create a New MPIN

1. Once your debit card details are validated, tap on Set MPIN.

Enter your new 4-digit MPIN and submit it.

Step 5: Confirmation

• Your MPIN has been successfully reset. You can now use it for net banking login and transaction authentication.

Step 6: Reset MPIN Using Internet Banking (If Applicable)

1. For the Internet Banking option, enter your net banking password to verify your identity.

1. After verification, create a new 4-digit MPIN and save the changes.

Why Is Your MPIN Important?

Your MPIN is a critical part of BOI’s secure banking system, as it is required for accessing your account and verifying transactions. If you forget it, you might face challenges in performing essential banking activities. Recovering your MPIN ensures uninterrupted access to your account and helps safeguard your finances.

Conclusion

Resetting your Bank of India MPIN through the Omni Neo app is a simple and secure process. Whether you prefer to use your debit card details or your internet banking credentials, the steps are designed to make the recovery easy. Remember to choose a unique and secure MPIN to keep your banking details safe.