Google Pay UPI lite is a wallet account powered by UPI that lets you pay up to 500 INR without UPI PIN. It is a secure, fast and reliable option to pay a small amount without using your UPI PIN.
Normally when you make payment on any UPI application, you need to enter your UPI PIN every time. But UPI lite is a PIN-less wallet. So let’s see how to activate Google Pay UPI lite account and how to use it.
What is Google Pay UPI Lite?
Google Pay (Gpay) UPI Lite – an on-device wallet with some fantastic features!
- You can make payments of up to ₹500 INR without the need for a UPI PIN on the Google Pay app.
- Plus, there are no fees or KYC requirements.
- You can add up to 2000 INR to your UPI lite wallet and use a maximum of 4000 in 24 hours.
- Just add money to your UPI lite wallet and your UPI lite account will be activated
- Choose the default bank account to add/withdraw money
- When you pay INR 500 or less, your UPI lite will be your default payment method
In short, for small payments like 500 or less, you can pay without UPI PIN using UPI Lite wallet account.
How to Activate Google Pay UPI Lite & Add Money
(Step 1) Open your Google Pay application and tap on the profile image and open the profile section.
(Step 2) In the profile section, tap on “UPI Lite” option as you can see in the below screenshot.
(Step 3) Tap on the continue button to add money.
(Step 4) Now select your bank account to add money to your UPI Lite account. This account will be set as your default account for all UPI Lite related transactions like add/withdraw money.
(Step 5) Next screen enter the amount you want to add to your UPI lite wallet account. You can add up to INR 2000 maximum. Enter the amount and tap on add button.
(Step 6) Now enter your UPI PIN and complete the transaction.
(Step 7) Ok done! your GPay UPI lite is now activated and the amount you have entered added to your UPI lite account. Now you can use this added money without UPI PIN for payments like recharges, bill payments, payments at the shop, and sending money to any bank account.
How To Pay using Google Pay UPI lite Without UPI PIN
It is very easy, When you make a payment, just select the “UPI Lite” wallet option as you can see in the below screenshot and pay the amount without UPI PIN instantly.
To check your Google Pay UPI Lite wallet account balance, just open the application and you can see the current balance on the home screen. You can also visit the profile section and select the UPI Lite option to check the available balance in your account and you can add more money to your UPI Lite wallet account.
So next time when you pay 500 or less amount, just pay with Google Pay UPI Lite account without entering your UPI PIN. Easy, fast and simple!