IDBI Bank

How To Create IDBI Virtual Debit Card on Mobile Banking

Are you worried about the security of your IDBI Bank ATM/Debit card while making online payments? You don’t have to reveal your physical Debit card information online anymore. IDBI Bank now offers a safer and more convenient way to make online transactions with its virtual free Debit card facility.

This IDBI virtual Debit Card is specifically designed for online transactions, providing an extra layer of security to protect your account information from hackers and fraudsters.

You can create your Virtual Debit Card online through IDBI mobile banking and customize its validity, usage and limits.

Create IDBI Bank Account Virtual Debit Card online from Mobile Banking App

(Step 1) Start by opening IDBI Mobile Banking and logging in. Once you’re logged in, click on the “Cards” section located below on the main screen.

IDBI Mobile Banking Cards section

(Step 2) On the next screen, you can see the “Debit Card” option, select and proceed.

IDBI Mobile Banking Cards section

(Step 3) Next screen, tap on the “Virtual Card” option to view and create your free Virtual Debit card.

IDBI Mobile Banking Cards section

(Step 4) Now click on the “Create Virtual Card” option to apply for your first free virtual card. If you have already created one, you can tap on the “View Virtual Card” option to view your card details.

Create IDBI Bank Virtual Debit Card

(Step 5) On the next screen, you can create your own Virtual Debit card. Simply select your account number and choose your card network from options like VISA, Rupay, or MasterCard. Then, select the classic card variant and set your preferred validity date. Once you’ve customized your card, click “Next” to create it.

Create IDBI Bank Virtual Debit Card

(Step 6) Next screen, tap on the “Receive OTP via SMS” option to get OTP for verification.

Create IDBI Bank Virtual Debit Card

(Step 7) You will receive OTP on your registered mobile number. Enter your OTP and confirm.

Create IDBI Bank Virtual Debit Card

(Step 8) You have successfully created your IDBI virtual Debit card. It will be ready for online transactions within 2 working days. Click on “View Virtual Card” to view your card details and image.

Create IDBI Bank Virtual Debit Card

How to view your IDBI Virtual Debit Card from Mobile Banking

After creating your free virtual Debit card online through a mobile banking application, you can view your card image and details like card number, CVV and expiry online from mobile banking.

To check your card details please follow these steps:

  • Just go to the Cards – Debit Card – Virtual Card section and here you will find the “View Virtual Card” option to manage and view your card details.

Create IDBI Bank Virtual Debit Card

You can also manage your virtual Debit card usage and limits through the “Manage Debit Card” option, you will find this option in the Debit Card section.

Once your card is activated for online transactions, you can use it for online payments without the need for your physical debit card.

I hope you find this article helpful in creating your IDBI Bank account’s virtual debit card online for free. If you are worried about the security of your debit card when you use it for online transactions, you can now create your IDBI virtual debit card and use it instead of a physical debit card.

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