If you are using the PhonePe UPI application and have multiple bank accounts linked then you can choose any bank account as a primary (default) and the money you will receive through UPI from the sender will be credited to your primary bank account.
So the question is What is a primary bank account and how to change or set it?
What is Primary Account in PhonePe?
A primary account means your default bank account to receive money from others. When someone sends money to you using UPI then it will be credited to your primary bank account. If you have multiple bank accounts linked with your PhonePe account then you can set any linked bank account as a Primary bank account to receive money.
How To Change/Set Primary Bank Account in PhonePe
(Step 1) Open the PhonePe application and tap on the Profile icon at the top.
(Step 2) Now in the profile section, you can see your all linked bank accounts here. To set any bank account as a primary bank account, tap on the linked bank account.
(Step 3) Next screen you can see added bank account details. Here you can see the “Set as primary” option. Just select this option by tapping on the round button (Ο) and this bank account will be set as a primary bank account.
(Step 4) Tap on the confirm option.
Ok done! you can see this account is now your primary bank account. Now you will receive your payments in this primary bank account.
If you have multiple bank accounts linked with PhonePe then you can change your primary bank account anytime to receive money in a particular bank account.
You can also create your UPI number in PhonePe and share it with others to receive money and the amount will be credited to your primary bank account.